Bank Makramah Limited (BML) has successfully met the Minimum Capital Requirement (MCR) set by the State Bank of Pakistan. This milestone comes after the Islamabad High Court approved the Scheme of Arrangement between BML and Global Haly Development Limited (GHDL), a key part of the Bank’s restructuring plan.
Sponsor Support Ensures Minimum Capital Requirement Achievement
The achievement reflects the exceptional commitment of BML’s Sponsor, His Excellency Nasser Abdulla Hussain Lootah. His total investment in the Bank has now reached PKR 41 Billion. This includes PKR 10 Billion injected in 2023, PKR 5 Billion earlier this year, and the capital impact of the merger. This unprecedented level of investment demonstrates the Sponsor’s confidence in BML’s future and in Pakistan’s banking sector.
Financial Performance Strengthens Minimum Capital Requirement Compliance
BML’s financial results continue to improve steadily. The Bank recorded a pre-tax profit of PKR 1.75 Billion for the nine-month period ending September 30, 2025. These results reflect the dedicated efforts of the Board, management, and staff. Their teamwork ensures that BML can sustain long-term growth and stability.
Minimum Capital Requirement Opens New Era for BML
“This achievement is more than a regulatory milestone — it represents one of the most remarkable turnarounds of a financial institution in Pakistan,” said a BML spokesperson. “We are entering a new era of growth, stability, and strategic momentum. Our focus remains on delivering sustained value to shareholders, customers, and stakeholders.”
BML Ready to Lead Pakistan’s Banking Sector
With the Minimum Capital Requirement successfully achieved, BML stands on a strong foundation. The Bank is now ready to accelerate its transformation journey and contribute significantly to Pakistan’s financial sector. Through strong governance, strategic initiatives, and innovation, BML aims to create long-term value for all stakeholders.